Government contracts backed by escrow. NPLs reduced by up to 60%.
Average NPL rate on government contract lending
Source: CBN Financial Stability Report
Projected NPL rate with escrow-backed certification
Based on pilot program results
Loans are secured by funds already in CBN-regulated escrow accounts.
Certified contracts meet CBN lending criteria for government-backed instruments.
Reduce NPL ratios. Improve balance sheet quality. Expand government lending safely.
Integrate GovContinuity certification into your lending framework.
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